Terms and Conditions

1. Use of Website

1.1 The Website provides information related to mortgage products, services, and related financial content.

1.2 Users must be at least 18 years of age to access the Website.

1.3 You agree to use the Website for lawful purposes only and not to engage in any activity that may harm the Website, its users, or its affiliates.

2. Information Accuracy

2.1 While we strive to provide accurate and up-to-date information, we do not guarantee that all content on the Website is complete, current, or free from errors.

2.2 All mortgage rates, terms, and offers are subject to change without notice.

3. Financial Advice Disclaimer

3.1 The Website is for informational purposes only and does not constitute professional financial or legal advice.

3.2 You should consult with a licensed mortgage broker, financial advisor, or other qualified professional before making any financial decisions.

4. Application and Credit Inquiry

4.1 Any mortgage application submitted through the Website may be subject to a credit inquiry.

4.2 A soft credit check may be conducted to provide initial eligibility information.

4.3 A hard credit check may occur only if you proceed with a formal mortgage application, which could affect your credit score.

5. Privacy and Personal Information

5.1 Your use of the Website is subject to our Privacy Policy.

5.2 By submitting personal information, you consent to its collection, use, and storage as described in the Privacy Policy.

6. Intellectual Property

6.1 All content, logos, graphics, and materials on the Website are owned by Newbridge Mortgage or its licensors.

6.2 You may not copy, reproduce, distribute, or create derivative works without prior written consent.

7. Third-Party Links

7.1 The Website may contain links to third-party websites.

7.2 We do not endorse or assume responsibility for the content or practices of these third-party sites.

8. Limitation of Liability

8.1 Newbridge Mortgage, its affiliates, or partners will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Website.

8.2 Use of the Website is at your own risk.

9. Indemnification

You agree to indemnify and hold harmless Newbridge Mortgage, its affiliates, and partners from any claims, damages, or expenses arising from your violation of these Terms or your use of the Website.

10. Changes to Terms

10.1 We reserve the right to modify these Terms at any time.

10.2 Updated Terms will be effective immediately upon posting. Continued use of the Website constitutes acceptance of the changes.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of Canada. Any disputes arising shall be subject to the exclusive jurisdiction of the courts in Canada.

12. Contact Information

For any questions or concerns regarding these Terms, please contact us at: